FAST APPROVALS &
LOW INTEREST RATES

  • Get the loan you need instantly
  • Singaporean / PR / foreigner with valid work pass

Why Choose Us?

Shorter waiting time

Our efficient staffs can process your loan application in <1 hour.

Higher loan approvals

Most of our customers get a loan directly on the spot at our branch.

Lowest interest rates

We provide the best interest rates in the market for all types of loans.

3 - Step
Loan Process

1. Submit your loan application

Fill up the loan application form via Singpass to enjoy shorter waiting time at our branch.

2. Income & credit checks

To expedite the process, please provide us with the necessary relevant documents.

  • NRIC / Employment Pass / Work Permit
  • Latest 3 months payslip / CPF contributions

3. Get your money

Your loan will be disbursed directly on the spot at our office via cash or paynow to your bank.

What is a
Personal Loan?

A personal loan is a type of loan when you are in need of cash to pay for unexpected expenses such as car repairs, hospitalisation fees, operations etc.

Our personal loan is crafted for those who may find themselves struggling to obtain financing through traditional banks.

Perfect for periods of high cash expenditure, our personal loan offers a lifeline when options may seem limited. With flexible terms, fair interest rates, and an application process that’s both quick and easy, we provide a valuable alternative to secure the money you need in just 24 hours.

At 1 – Credit Hub Pte Ltd, we value the personal discretion that everyone wants. We do not intrude on our borrower’s privacy by asking what the money is being used for.

Eligibility Checker

  • Aged 21 and above
  • Singapore Citizen / Permanent Resident / Foreigner with valid working permit
  • Under full time employment
  • Latest 3 months payslip / CPF contributions

1 – Credit Hub Pte Ltd

190 Middle Road
#10-01A, Fortune Centre
Singapore 188979

Lender License No: 119/2026