FAST APPROVALS &
LOW INTEREST RATES

  • Get the loan you need instantly
  • Singaporean / PR / foreigner with valid work pass

Why Choose Us?

Shorter waiting time

Our efficient staffs can process your loan application in <1 hour.

Higher loan approvals

Most of our customers get a loan directly on the spot at our branch.

Lowest interest rates

We provide the best interest rates in the market for all types of loans.

3 - Step
Loan Process

1. Submit your loan application

Fill up the loan application form via Singpass to enjoy shorter waiting time at our branch.

2. Income & credit checks

To expedite the process, please provide us with the necessary relevant documents.

  • NRIC / Employment Pass / Work Permit
  • Latest 3 months payslip / CPF contributions

3. Get your money

Your loan will be disbursed directly on the spot at our office via cash or paynow to your bank.

What is a
Renovation Loan?

One of the biggest expense you can have in life is your house renovation. An average renovation in Singapore for a 4 room BTO flat can range from $40,000 to $60,000.

Conventional financial institutions such as banks and credit associations are very stringent when it comes to renovation loans. It can be a complicated process for couples to get funding through these organisations if you do not have a good credit score. Licensed moneylenders / private loan specialists are able to offer financial arrangements that are very simple to understand and process. Just make an application and enjoy renovating your home. With a well planned loan, you do not have to stress over the repayments of the loan after your renovation.

At 1 – Credit Hub Pte Ltd, we want to help you realize this dream without the financial burdens that may outweigh the positive experience you have for building your dream home.

Eligibility Checker

  • Aged 21 and above
  • Singapore Citizen / Permanent Resident / Foreigner with valid working permit
  • Under full time employment
  • Latest 3 months payslip / CPF contributions
  • Renovation Invoice / Quotation

1 – Credit Hub Pte Ltd

190 Middle Road
#10-01A, Fortune Centre
Singapore 188979

Lender License No: 119/2026