As one of the best moneylender in Singapore, we are here to help you in tight situations when others won’t.
We offer flexible terms and fair rates to help you secure the financial support you need.
We provide easy, flexible repayment plans designed to fit your budget.
We offer one of the lowest interest rates in Singapore for all types of loans, with simple and minimal paperwork requirements.
Visit us at our Bugis office or give us a call to arrange an appointment with our friendly loan consultants.
1 – Credit Hub Pte Ltd is a licensed moneylender in Singapore, approved and listed on the Registry of Moneylenders under the Ministry of Law.
Here are some of common questions from many of our customers.
For secured loans, you can obtain a loan of any amount. For unsecured loans, please refer to the table below for the total maximum amount that you may borrow at any time across all licensed moneylenders in Singapore:
Borrower’s Annual Income | Singapore Citizens and Permanent Residents | Foreigners Residing in Singapore |
|---|---|---|
Less than S$10,000 | S$3,000 | S$500 |
At least $10,000 and less than S$20,000 | S$3,000 | S$3,000 |
At least S$20,000 | 6 x Monthly Income | 6 x Monthly Income |
We will contact you via SMS or email you once your loan is approved. An appointment will be arranged with you to come down to our office for discussion.
Based on case by case basis, we will try our best to customise a loan package that best suits your needs and ability.
If you can provide evidence of a reasonable income, you may still be able to obtain a loan from a moneylender. Licensed moneylenders tend to be more lenient with credit scores, the decision to grant a loan ultimately rests with the moneylender’s discretion.
Yes, we will grant you another re-loan provided you are eligible at time of application subjecting to The Moneylenders Act and its regulations.
No, not only will there not be any additional fee incurred, there is even an interest rebate for full early repayment! The earlier you make your full early repayment the more interest you’ll save on!
Banks generally offer more favorable interest rates but have stricter requirements and longer processing times, while licensed moneylenders are more accessible, particularly to those with less-than-perfect credit, but might charge higher interest rates.
The choice between the two will often depend on the individual’s financial situation, the urgency of the need, and personal preferences.
Identify your preferred loan repayment amount. Discuss with the licensed moneylender about your choice of repayment because this will affect your ability to repay your loan in full and your credibility if you are not able to pay.
By default, payments are made thru GIRO. You can also opt for bank transfer to our designated accounts or pay CASH at our office.
Moneylenders in Singapore need to be licensed with the Registry of Moneylenders. Licensed moneylenders are regulated by the Moneylenders Act and Rules. Fees that can be charged, lending amounts limit, and interest rates a lender can charge, are capped by the Registry and Ministry of Law.
Licensed moneylenders also need to register their office and phone number. When researching for personal cash loans, borrowers should look out for the office address and phone number in the website and tally with the registered list of licensed moneylenders.
Under the advertising rules that took effect on 1 November 2011, licensed moneylenders are permitted to advertise only through these three channels:
1 – Credit Hub Pte Ltd reserves the rights not to disclose any information in any regard.
1 – Credit Hub Pte Ltd
190 Middle Road
#10-01A, Fortune Centre
Singapore 188979
Lender License No: 119/2026
